Navigating the Individual Federal Exchange (The Marketplace)

Everyone seems to have a lot of questions regarding the new Federal Exchange (aka The Marketplace) opened today.  Rest assured Koehler, Koehler, Inc. is keeping on top of all of the changes coming our way so that you do not have to be!  If you need advice on your current individual plan or want to get a quote for the Federal Exchange, please do not try to navigate this yourself.  We are the experts on this information!.  We will help make sure that you are getting the best quote out there.   Blue Cross and Blue Shield has offered us a FAQ on the Marketplace.  Please click the link below to see!  If this does not help you, call us and we will help.

Marketplace FAQ’s

If you are wondering what you can do to prepare yourself before 1/1/2014 comes about here is tip that could save you a little money:

1. If you are healthy currently do not use your insurance very much, you probably will see an increase on your rates starting 1/1/2014.  We can look at your policy and see if there is a way to lock you into a pre-healthcare reform rate.

2.  On the contrary, if you are relatively unhealthy and have high rates because of your health, a change to a Marketplace rate could save you some money.  Let us check for you.

3.  If you are an individual that makes less than $45,000 a year, you could possibly qualify for a subsidy to help pay for your health insurance.  Let us help you apply for that subsidy.  Call us today!