Navigating the Individual Federal Exchange (The Marketplace)

Posted by on Sep 27, 2013 in Health Insurance News Everyone seems to have a lot of questions regarding the new Federal Exchange (aka The Marketplace) opened today.  Rest assured Koehler, Koehler, Inc. is keeping on top of all of the changes coming our way so that you do not have to be!  If you need advice on your current individual plan or want to get a quote for the Federal Exchange, please do not try to navigate this yourself.  We are the...
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Under Healthcare Reform is an employer still obligated to offer COBRA?

Posted by on Sep 17, 2013 in Health Insurance News Under the new 2014 Healthcare reform, with the offering of the Exchange, is an employer still obligated to offer COBRA?  The answer is YES!  The Department of Labor did nothing to change the qualifying events for which COBRA is offered or eliminate an employers obligation to offer COBRA, or change the duration of the continuing coverage. If an employer decides to drop a group plan the employee...
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Penalties for Indivuduals that do not get Health Insurance

Posted by on Sep 3, 2013 in Health Insurance News The Department of Treasury released their final guidelines on Individual Mandate of the Affordable Care Act (ACA).  This act mandates that everyone has healthcare coverage or they will face a penalty starting in 2014. The penalty will start at the greater of $95 per person or 1% of taxable income in 2014, and it will increase to the greater of $695 per person or 2.5% of taxable income by 2016....
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Attention All Employers:

Posted by on Aug 14, 2013 in Health Insurance News  ATTENTION ALL EMPLOYERS!!! HEALTHCARE MANDATE The Department of Labor has issued model notices for employees about the Health Insurance Marketplace (also known as the Exchange).  There are two notices available.  One for employers that offer benefits to their employees and the other notice is for employers that do NOT offer benefits to their employees.  There are links below to the notices. It...
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Key Obamacare Provisions delayed until 2015

Posted by on Aug 9, 2013 in Health Insurance News Key provisions set to start on 1/1/2014 have been delayed for 1 year.  Businesses of 50 or more employees will not have to offer health insurance to all full-time employees until 2015.  The healthcare reform law states that employers of 50+ employees will be penalized for not offering affordable health benefits to all of their employees.  Concerns of rolling out this plan too quickly while...
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